284 White Road

Montgomery City, MO
$ 445,000 Beds 4 Baths 2 Sq 2,441
Monthly Estimate* How much can I afford?

Escape to your own private country Montgomery City retreat—perfect for avid deer hunters, VRBO investors, or anyone craving peace, privacy, and a true connection to nature. Nestled on 10 mostly wooded acres, this one-of-a-kind property began as a charming octagon home and was thoughtfully expanded in 2004 to create over 2,440 sq ft of comfortable living space. The home now features 3 spacious bedrooms, 2 full baths, a finished walk-out basement, and a completely renovated chef’s kitchen designed to impress. Whether you're entertaining guests or enjoying a quiet evening in, this home offers the perfect blend of character and modern updates. Outdoors, the property truly shines. A babbling creek winds through the back, creating a serene backdrop, while strategically placed deer stands have proven highly successful—making this a hunter’s dream. Two large outbuildings add incredible value, including a recently added, climate-controlled structure (over $110K investment) that’s ideal for car enthusiasts, hobbyists, or additional storage. Whether you're looking to live off the land, create a profitable short-term rental, or simply to unwind in a peaceful, wooded setting, this property offers endless possibilities and unmatched tranquility.

Active

  • Price
  • $ 445,000
  • City
  • Montgomery City
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • MONTGOMERY
  • Half Bathrooms
  • 0
  • Area
  • Montgomery Co. R-1
  • Lot Size
  • 10 Acres
  • Zip
  • 63361
  • Sqr Footage
  • 2,441
  • Year Built
  • 1994
  • Taxes
  • $ 2158
  • Style
  • Traditional
  • MLS#
  • 26017253
Listed By: Compass Realty Group
Data Source: Mid America Regional Information Systems (MARIS)

Features

General

Sewer Lagoon
Heating Forced Air
Cooling Central Air
Utilities Electricity Connected
Possession Close Of Escrow
Appliances Cooktop,Electric Water Heater
Garage Spaces 3
Architectural Style Traditional
Construction Materials Aluminum Siding
Year Built 1994
Electric Ameren
View Creek/Stream,Forest
Township Montgomery City
Levels One
Property Subtype Single Family Residence
Tax Year 2025
County Montgomery
New Construction No
Property Type Residential
HOA No
Attached Garage No
Subdivision Name none
Garage Y/N Yes
Other Structures Carport(s),Equipment Shed,Garage(s),Metal Building,Outbuilding,Pergola
Total Rooms 6
Full Baths 2
Status Active
High School Montgomery Co. High
City Montgomery City
Disclosures See Seller's Disclosure
Senior Community Y/N No
High School District Montgomery Co. R-II
MLS Area 573 - Montgomery Co. R-1
Lot Size Square Feet 435600
Carport Spaces 2
Carport Y/N Yes
Elementary School Montgomery City Elem.
Property Attached Y/N Yes
Tax Annual Amount 2158
Home Warranty Y/N No
Middle/Junior High School Montgomery Co. Middle
Lease Considered Y/N No
Standard Status Active

Interior Features

Basement Finished,Full
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 1641
Total Bedrooms 4
Below Grade Finished Area 800
Main Level Bedrooms 3
LivingAreaSource Owner
Below Grade Finished Area Source Owner
Above Grade Finished Area Source Assessor
Total Baths 2

Exterior Features

Lot Features Adjoins Open Ground,Adjoins Wooded Area,Back Yard,Many Trees,Native Plants,Wooded
Water Source Well
Total Parking 5
Lot Size Acres 10
Lot Size Source Appraiser
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbia, MO office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Montgomery City Elem.
Middle School Montgomery Co. Middle
High School Montgomery Co. High

Price History

4/3/2026 Listed $598,900
5/6/2026 4% - $575,000
6/23/2026 9% - $525,000
9/17/2026 16% - $445,000

Property vs Zip Code Average in 63361

Price
AVG $320K
$450K
Taxes
AVG $1,391
$2,158
Year Built
AVG 1973
1994
Visits
AVG 32
39
Data Provided by Inside Real Estate®

Areas That We Cover

284 White Road Montgomery City, MO is a Single Family Home for sale at $445000 with 2441 sqft and a lot size of 10 Acres Acre(s). 284 White Road Montgomery City has 4 bedrooms, 2 baths and was built in 1994. The property's zip code is 63361 which is in Montgomery City, MO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.