1111 Ginger Road

Lake Ozark, MO
$ 689,900 Beds 5 Baths 5.5 Sq 2,618 Virtual Tour
Monthly Estimate* How much can I afford?

Check out this incredible investment opportunity to own a versatile 4-unit property located right on the water. Whether you're looking to operate a multi-family rental, a spacious single-family home, or live in one unit while renting out the others, this property offers endless possibilities. Enjoy stunning views of the main channel from every level. Completely updated in 2025, the property features luxury vinyl plank flooring, granite countertops, new appliances, siding, roof & more. Each of the 4 units has a private entrance & deck. Unit #1, located on the lowest level, is a studio apartment with a full kitchen & bathroom. Unit #2 includes 1 bedroom, 1.5 bathrooms, a full kitchen, & a living area. Unit #3 also features 1 bedroom, 1.5 bathrooms, a full kitchen, & a living room. Unit #4, situated on the top floor, offers 2 bedrooms, 1.5 bathrooms, a kitchen, & a living area. A shared common area includes a laundry room & interior staircase connecting units. There is plenty of parking with 3 spots directly in front of the house and an additional 4 Parking spots located just above the house on Ginger Rd. The Seller is Motivated! Bring Offers!

Active

  • Price
  • $ 689,900
  • City
  • Lake Ozark
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • County
  • Camden
  • Half Bathrooms
  • 3
  • Area
  • A
  • Lot Size
  • Zip
  • 65049
  • Sqr Footage
  • 2,618
  • Year Built
  • 1987
  • Taxes
  • $ 1348
  • Style
  • MLS#
  • 3589971
Listed By: EXP Realty, LLC - (866) 224-1761
Data Source: Lake of the Ozarks MLS (LOBR)

Features

General

Sewer Community/Coop Sewer
Association Fee Includes None
Tax Year 2024
Ownership Fee Simple,
Community Features Other,Laundry Facilities
County Camden
Property Type Residential
Subdivision Name None
Possible Use Multi-Family,Residential
Garage Y/N false
Status Active
Directions Horseshoe Bend Parkway, turn right on Carol Road, left on the 2nd Ginger Road and Follow to shared driveway on right hand side.
ModificationTimestamp 2026-09-19T04:00:25.047-00:00
City Lake Ozark
High School District School Of The Osage
Zoning Description Residential
MLS Area A
Lot Size Units Acres
Property Attached Y/N false
Tax Annual Amount 1348.64
Lease Considered Y/N false
Standard Status Active
Middle/Junior School District School Of The Osage
Elementary School District School Of The Osage
PostalCity Lake Ozark
Legal Description Exact Legal to Govern
AttributionContact (866) 224-1761
Heating Electric,Forced Air
Cooling Central Air
Property Subtype Detached
Occupancy Type Vacant
Property Sub Type Additional Detached,Single Family Residence
Construction Materials Vinyl Siding
Waterfront Features Lake Front
Property Condition Updated/Remodeled
Year Built Effective 2025
Year Built 1987
Year Built Details 1987
Patio/Porch Features Covered,Deck,Open
Architectural Style Two Story
Stories Count 2
Levels Two
Accessibility Low Threshold Shower
Full Baths 4

Interior Features

Basement (Y/N) false
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
LivingAreaSource Assessor
Interior Amenities Ceiling Fan(s),Fireplace,Cable TV,Walk-In Shower
Basement None
Fireplace Features One
Half Baths 3
Total Bedrooms 5
Total Baths 7
Total Fireplaces 1
Flooring Luxury Vinyl Plank,Tile

Exterior Features

Parking Features Assigned,No Garage,Open
Lot Features Lake Front,Views
Water Source Shared Well
Lot Dimensions 38x80x55x102
Road Surface Type Asphalt,Concrete,Paved
Waterfront Y/N true
Building Area Total 2618
Exterior Amenities Blacktop Driveway,Concrete Driveway,Deck
Inclusions Appliances, Dock
Foundation Details Poured

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbia, MO office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/18/2026 Listed $689,900

Property vs Zip Code Average in 65049

Price
AVG $1.11M
$690K
Taxes
AVG $3,530
$1,348
Year Built
AVG 2000
1987

Areas That We Cover

1111 Ginger Road Lake Ozark, MO is a Single Family Home for sale at $689900 with 2618 sqft and a lot size of Acre(s). 1111 Ginger Road Lake Ozark has 5 bedrooms, 4 baths and was built in 1987. The property's zip code is 65049 which is in Lake Ozark, MO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.