5489 Harpers Drive

Osage Beach, MO
$ 2,900,000 Beds 7 Baths 5.5 Sq 5,303 Virtual Tour
Monthly Estimate* How much can I afford?

THE BIG DOG OF HARPER'S COV. Welcome to 5489 Harper's Drive. A 5,300 sqft new-construction lake home with 7 bedrooms, a theater, an office, and a dedicated storage room; designed for buyers who want to go big on the Lake. Set at the 19MM in the exclusive Harper's Cov community, this 3-story residence combines substantial living space, elevated finished and an entertaining setup built for lake life. Inside, you'll find expansive living areas, a private theater and multiple lakeside entertainment terraces designed to take full advantage of the setting. A 3-car garage provides room for vehicles and lake toys, while the included 14x40 boat slip puts you minutes from some of the Lake's most popular waterfront destinations. And here's what makes this opportunity different: You don't necessarily have to settle for someone else's choices. If there is something you'd like changed, upgraded or customized, the builder is willing to work with the buyer on select modifications. Harper's Cov offers community amenities including a pool, clubhouse, and community dock. New construction. Luxury lake living. A serious slip. And the opportunity to make the home your own.

Active

  • Price
  • $ 2,900,000
  • City
  • Osage Beach
  • Bedrooms
  • 7
  • Full Bathrooms
  • 5
  • County
  • Camden
  • Half Bathrooms
  • 1
  • Area
  • D
  • Lot Size
  • 0.35 Acres
  • Zip
  • 65065
  • Sqr Footage
  • 5,303
  • Year Built
  • 2026
  • Taxes
  • $ 1693
  • Style
  • MLS#
  • 3589016
Listed By: RE/MAX Lake of the Ozarks - (573) 302-2300
Data Source: Lake of the Ozarks MLS (LOBR)

Features

General

Sewer Public Sewer
HOA Fee 348.18
Association Fee Includes Reserve Fund,Trash
Tax Year 2025
Ownership Fee Simple,
Community Features Clubhouse,Community Pool
Assoc Fee Paid Per Quarterly
County Camden
Property Type Residential
HOA true
Attached Garage true
Subdivision Name Harpers Cov
Possible Use Residential
Garage Y/N true
Status Active
Directions From Highway 54/Osage Beach, take the Case Road exit and turn left onto Sycarmore Valley Drive. Then turn right onto Normandy Drive and continue straight to the bottom of the hill. Veer right into Harper's Drive to Lot 3. New Construction home with black exterior and 3-car garage.
ModificationTimestamp 2026-09-10T16:19:20.850-00:00
City Osage Beach
Disclosures Owner Is Listing Agent
High School District Camdenton
Zoning Description Residential
MLS Area D
Lot Size Units Acres
Property Attached Y/N false
Tax Annual Amount 1693.02
Lease Considered Y/N false
Standard Status Active
Middle/Junior School District Camdenton
Elementary School District Camdenton
PostalCity Osage Beach
Legal Description LOT 3; Harper's Cov Subdivision; Camden County MO
AttributionContact (573) 302-2300
Heating Electric,Forced Air
Cooling Central Air
Property Subtype Detached
Occupancy Type Vacant
Property Sub Type Additional Detached,Single Family Residence
Construction Materials Lap Siding
Waterfront Features Lake Front
Pool Features Community
Roof Metal
Year Built 2026
Year Built Details 2026
Appliances Built-In Oven,Dishwasher,Disposal,Microwave,Range,Refrigerator,Stove
Patio/Porch Features Covered,Deck,Screened
Architectural Style Three Story
Levels Three Or More
Accessibility Low Threshold Shower
Full Baths 5
Garage Spaces 3
Association Amenities Dock

Interior Features

Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
LivingAreaSource Plans
Interior Amenities Wet Bar,Fireplace,Pantry,Walk-In Closet(s),Walk-In Shower
Basement Finished,Crawl Space
Fireplace Features Electric,One
Half Baths 1
Total Bedrooms 7
Total Baths 6
Total Fireplaces 1
Flooring Hardwood,Tile
Furnished Y/N Furnished Or Unfurnished

Exterior Features

Parking Features Attached,Garage
Lot Features Lake Front
Water Source Public
Lot Size Area 0.35
Lot Dimensions 80x195x80x182
Lot Size Acres 0.35
Road Surface Type Asphalt,Paved
Waterfront Y/N true
Building Area Total 5303
Exterior Amenities Concrete Driveway,Deck,Storage
Inclusions 14x40 slip with the option to upgrade to a bigger size, furniture, appliances
Foundation Details Basement,Crawlspace,Poured

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbia, MO office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/31/2026 Listed $2,900,000

Property vs Zip Code Average in 65065

Price
AVG $1.05M
$2.9M
Taxes
AVG $1,989
$1,693
Year Built
AVG 1995
2026

Areas That We Cover

5489 Harpers Drive Osage Beach, MO is a Single Family Home for sale at $2900000 with 5303 sqft and a lot size of 0.35 Acres Acre(s). 5489 Harpers Drive Osage Beach has 7 bedrooms, 5 baths and was built in 2026. The property's zip code is 65065 which is in Osage Beach, MO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.