Jordyn Estes

85 Elbow Cay Drive

Osage Beach, MO
$ 624,000 Beds 3 Baths 3 Sq 2,039 Virtual Tour
Monthly Estimate* How much can I afford?

Seller is offering a $10,000K cashiers check to use at your discretion upon closing. Established Vacation Rental with Unobstructed Main Channel Views! Welcome to 85 Elbow Cay, perfectly situated in the highly sought-after Tan-Tar-A Estates. This well-established, turn-key vacation rental features 3 spacious bedrooms and 3 full baths with an open-concept floor plan designed to frame breathtaking Lake of the Ozarks vistas. Step out onto the multi-level decks to unwind in your private hot tub while soaking in panoramic main channel views and lake sunsets. Beautifully updated and meticulously maintained over the years, this property offers low-maintenance living with a strong rental history. Enjoy exclusive neighborhood amenities including a private 9-hole golf course, community pool, and playground—all just steps from Margaritaville Lake Resort.

Contingent

  • Price
  • $ 624,000
  • City
  • Osage Beach
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • Camden
  • Half Bathrooms
  • 0
  • Area
  • D
  • Lot Size
  • Zip
  • 65065
  • Sqr Footage
  • 2,039
  • Year Built
  • 1980
  • Taxes
  • $ 1201
  • Style
  • MLS#
  • 3588694
Listed By: Nettwork Global, LLC - (636) 614-5132
Data Source: Lake of the Ozarks MLS (LOBR)

Features

General

Sewer Public Sewer
HOA Fee 2566
Association Fee Includes Reserve Fund,Road Maintenance
Tax Year 2025
Ownership Fee Simple,
Community Features Gated,Playground,Pool,Community Pool
Assoc Fee Paid Per Annually
County Camden
Property Type Residential
HOA true
Subdivision Name Tan-Tar-A Estates
Possible Use Residential
Garage Y/N false
Status Contingent
Directions KK to TTA Entrance, Right on Deunke, Left on Moongate, Left on Hopetown, Right on Elbow Cay #85.
ModificationTimestamp 2026-08-27T00:39:04.290-00:00
City Osage Beach
High School District Camdenton
Zoning Description Residential
MLS Area D
Lot Size Units Acres
Property Attached Y/N false
Tax Annual Amount 1201.06
Lease Considered Y/N false
Virtual Tour https://youtu.be/iJayhlUgQZc
Standard Status Active Under Contract
Middle/Junior School District Camdenton
Elementary School District Camdenton
PostalCity Osage Beach
Legal Description PT NE SW 7-39-16 (TAN TAR A ESTATES NO 3)
Cooling Window Unit(s),WallWindow Unit(s)
Possession Close Of Escrow
Property Subtype Detached
Occupancy Type Tenant
Property Sub Type Additional Detached,Single Family Residence
Construction Materials Wood Siding
Waterfront Features Lake Front
Pool Features Community
Security Features Gated Community
Roof Architectural,Shingle
Exclusions Personal Property.
Property Condition Updated/Remodeled
Virtual Tour https://youtu.be/0zRcQZchPaU
Year Built Effective 2020
Year Built 1980
Contingency Inspection,Title Commitment
Year Built Details 1980
Patio/Porch Features Deck
Architectural Style One and One Half Story
Levels One and One Half
Accessibility Low Threshold Shower
Full Baths 3

Interior Features

Air Conditioning Y/N true
Fireplace Y/N true
LivingAreaSource Assessor
Interior Amenities Ceiling Fan(s),Furnished,Fireplace,Vaulted Ceiling(s),Walk-In Shower,Window Treatments
Basement Crawl Space
Fireplace Features One,Wood Burning
Total Bedrooms 3
Total Baths 3
Total Fireplaces 1
Flooring Tile
Furnished Y/N Furnished
Window Features Window Treatments

Exterior Features

Parking Features No Garage
Lot Features Lake Front,Sloped,Views
Water Source Public
Spa true
Lot Dimensions 100 Ft Circle
Road Surface Type Asphalt,Paved
Waterfront Y/N true
Building Area Total 2039
Exterior Amenities Blacktop Driveway,Deck,Hot Tub/Spa
Inclusions Items Per Inventory List.
Foundation Details Crawlspace

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbia, MO office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/23/2026 Listed $624,000

Property vs Zip Code Average in 65065

Price
AVG $1.05M
$620K
Taxes
AVG $1,966
$1,201
Year Built
AVG 1995
1980

In The Neighborhood

Areas That We Cover

85 Elbow Cay Drive Osage Beach, MO is a Single Family Home for sale at $624000 with 2039 sqft and a lot size of Acre(s). 85 Elbow Cay Drive Osage Beach has 3 bedrooms, 3 baths and was built in 1980. The property's zip code is 65065 which is in Osage Beach, MO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jordyn Estes

Jordyn Estes

573-315-3184

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