305 Thornsberry Road N

Lake Ozark, MO
$ 474,900 Beds 3 Baths 4 Sq 2,234 Virtual Tour
Monthly Estimate* How much can I afford?

Have fun all year round at this beautiful, fully furnished lakefront home with awesome main channel views! Since you're 2 blocks from the Historic Bagnell Dam Strip, you and your guests can go by boat, golf cart, car or walk! Host your offshore race party with a front row view from your decks or the pool! It's a perfect home for entertaining. Watch the boats go by, and even catch some sailboats! This 3 Bed/4 Bath is the only standalone home in Harbor One Condominiums. You have a 14 x 40 boat slip, a beautiful pool, a PWC slip and even a golf cart path. Each bedroom has a balcony or patio and a view of the main channel. Primary ensuite has a dual vanity, walk-in closet, an additional closet and a maintenance free deck with TUFTEK. Open concept Kitchen allows hosting your guests while being right there for all the fun! Lower level is a bonus room; could easily be a 3rd Bedroom in the Basement having a Kitchenette, Full Bathroom, laundry hookup, and a private patio with room to park the golf cart. Private stairs going to the lake! New roof and exterior paint 2024; some new interior paint, fridge and exterior stairs in 2026. Move in Ready! It's time to grab this one before it's gone!

Active

  • Price
  • $ 474,900
  • City
  • Lake Ozark
  • Bedrooms
  • 3
  • Full Bathrooms
  • 4
  • County
  • Miller
  • Half Bathrooms
  • 0
  • Area
  • A
  • Lot Size
  • Zip
  • 65049
  • Sqr Footage
  • 2,234
  • Year Built
  • 1987
  • Taxes
  • $ 1205
  • Style
  • MLS#
  • 3587759
Listed By: EXP Realty, LLC - (866) 224-1761
Data Source: Lake of the Ozarks MLS (LOBR)

Features

General

Sewer Public Sewer
HOA Fee 2116.2
Association Fee Includes Maintenance Grounds,Reserve Fund,Road Maintenance,Trash
Tax Year 2025
Ownership Fee Simple,
Community Features Pool
Assoc Fee Paid Per Quarterly
County Miller
Property Type Residential
HOA true
Subdivision Name Harbor One
Possible Use Residential
Garage Y/N false
Status Active
Directions Bagnell Dam Blvd to Ballenger Rd to Thornsberry Rd. Tan standalone home upon entry to Harbor One.
ModificationTimestamp 2026-09-03T00:16:54.417-00:00
City Lake Ozark
Disclosures Owner Is Listing Agent
High School District School Of The Osage
Zoning Description Residential
MLS Area A
Lot Size Units Acres
Property Attached Y/N false
Tax Annual Amount 1205.27
Lease Considered Y/N false
Standard Status Active
Middle/Junior School District School Of The Osage
Elementary School District School Of The Osage
PostalCity Lake Ozark
Legal Description UNIT 5-N HARBOR ONE CONDOMINIUMS
AttributionContact (866) 224-1761
Heating Electric,Forced Air
Cooling Central Air
Property Subtype Detached
Occupancy Type Owner
Property Sub Type Additional Detached,Single Family Residence
Construction Materials Concrete
Additional Parcels Description 124019003001005000 is the Harbor One Condominium parcel number
Waterfront Features Cove,Lake Front
View Channel
Pool Features Community,Indoor
Exclusions Personal items and boat lift.
Property Condition Updated/Remodeled
Year Built Effective 2024
Year Built 1987
Year Built Details 1987
Unit Number No
Appliances Built-In Oven,Dryer,Dishwasher,Disposal,Microwave,Refrigerator,Water Softener Owned,Washer
Patio/Porch Features Covered,Deck,Open,Patio
Architectural Style Three Story
Levels Three Or More
Accessibility Low Threshold Shower
Total Rooms 12
Full Baths 4
Association Amenities Dock

Interior Features

Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
LivingAreaSource Assessor
Interior Amenities Attic,Ceiling Fan(s),Furnished,Walk-In Closet(s),Walk-In Shower,Window Treatments
Basement Full
Fireplace Features One
Total Bedrooms 3
Total Baths 4
Total Fireplaces 1
Flooring Hardwood
Furnished Y/N Furnished
Window Features Window Treatments
Laundry Features Washer Hookup,Dryer Hookup

Exterior Features

Parking Features Assigned,No Garage,Open
Lot Features Lake Front
Water Source Public
Lot Dimensions .03
Road Surface Type Asphalt,Paved
Waterfront Y/N true
Building Area Total 2340
Exterior Amenities Concrete Driveway,Covered Patio,Deck,Patio
Inclusions 14 x 40 Boat slip and 1 pwc slip are both leased, and included in the dues. All Furniture is included and wall hangings can stay.
Other Equipment Dehumidifier
Foundation Details Basement

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbia, MO office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/17/2026 Listed $549,900
7/26/2026 5% - $524,900
8/12/2026 5% - $499,900
9/2/2026 5% - $474,900

Property vs Zip Code Average in 65049

Price
AVG $1.11M
$470K
Taxes
AVG $3,530
$1,205
Year Built
AVG 2000
1987

Areas That We Cover

305 Thornsberry Road N Lake Ozark, MO is a Single Family Home for sale at $474900 with 2234 sqft and a lot size of Acre(s). 305 Thornsberry Road N Lake Ozark has 3 bedrooms, 4 baths and was built in 1987. The property's zip code is 65049 which is in Lake Ozark, MO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.