28816 White Oak Road

Gravois Mills, MO
$ 2,390,000 Beds 5 Baths 5 Sq 4,248 Virtual Tour
Monthly Estimate* How much can I afford?

Fully furnished and move-in ready, this exceptional contemporary waterfront estate delivers the ultimate Lake of the Ozarks lifestyle. Positioned on a point lot with panoramic main-channel views and protected cove waters, this 5-bedroom, 6-bath residence offers over 4,500 square feet of luxury living, including a 2-car garage with epoxy flooring. Walls of glass showcase lake views throughout, while the walkout lower level features radiant heated flooring and opens to outdoor living spaces. The 16' x 42' heated in-ground pool with an automatic cover creates a resort-style setting. The waterfront features a concrete seawall, concrete walkways, and a dock with multiple boat hoists, two PWC ports, a swim platform, and automatic boat covers designed for a 2024 Cobalt R35 and 2021 Premier Tritoon. The dock, hoists, and PWC ports are included with the sale. Nearly all furniture, furnishings, TVs, and electronics convey with the property, excluding only personal items, two recliners, and the rocking chair in the primary suite. The 2024 Cobalt R35, 2021 Premier Tritoon, and Sea-Doo are available for purchase separately, creating a turnkey package. Experience premier lake living.

Pending

  • Price
  • $ 2,390,000
  • City
  • Gravois Mills
  • Bedrooms
  • 5
  • Full Bathrooms
  • 4
  • County
  • Morgan
  • Half Bathrooms
  • 2
  • Area
  • K
  • Lot Size
  • 0.35 Acres
  • Zip
  • 65037
  • Sqr Footage
  • 4,248
  • Year Built
  • 2020
  • Taxes
  • $ 5035
  • Style
  • MLS#
  • 3587724
Listed By: United Real Estate Kansas City - 816-629-4494
Data Source: Lake of the Ozarks MLS (LOBR)

Features

General

Sewer Septic Tank
Association Fee Includes None
Tax Year 2025
Ownership Fee Simple,
County Morgan
Property Type Residential
Attached Garage false
Subdivision Name White Oaks Point
Garage Y/N true
Status Pending
Directions Take Hwy 5 to P Rd, turn left on White Oak Road, stay straight at the Y and follow around to home and our sign on left.
ModificationTimestamp 2026-09-01T19:30:21.643-00:00
City Gravois Mills
Disclosures Owner Is Listing Agent
High School District Versailles
Zoning Description Residential
MLS Area K
Lot Size Units Acres
Property Attached Y/N false
Tax Annual Amount 5035
Lease Considered Y/N false
Standard Status Pending
Middle/Junior School District Versailles
Elementary School District Versailles
PostalCity Gravois Mills
Legal Description All of Lot 4 of WHITE OAKS POINT, a subdivision in Morgan County, Missouri, according to the plat thereof on file and of record in Plat Book 1961, Page 95, Office of the Recorder of Deeds, Morgan County, Missouri.
AttributionContact 816-629-4494
Heating Heat Pump,Natural Gas,Radiant,ENERGY STAR Qualified Equipment
Cooling Central Air
Utilities Cable Available,High Speed Internet Available
Possession Closing & Funding
Property Subtype Detached
Occupancy Type Owner
Property Sub Type Additional Detached,Single Family Residence
Construction Materials Lap Siding,Concrete,Stone
Waterfront Features Cove,Riprap,Lake Front,Seawall
View Channel
Security Features Security System Owned,Security System,Storm Shelter Interior
Roof Metal
Exclusions Personal Items, rocking chair in primary and 2 recliners, Boats are available for purchase.
Year Built 2020
Year Built Details 2020
Appliances Built-In Oven,Cooktop,Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Water Softener Owned,Stove,Washer,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Refrigerator
Patio/Porch Features Covered,Deck,Patio,Porch
Architectural Style Contemporary,Two Story
Stories Count 2
Levels Two
Accessibility Low Threshold Shower
Total Rooms 18
Full Baths 4
Garage Spaces 2
Energy Efficient Appliances,Doors,HVAC,Windows

Interior Features

Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Interior Amenities Wet Bar,Built-in Features,Ceiling Fan(s),Custom Cabinets,Furnished,Fireplace,Jetted Tub,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower,Wired for Sound,Programmable Thermostat
Basement Finished,Walk-Out Access
Fireplace Features One
Half Baths 2
Total Bedrooms 5
Total Baths 6
Total Fireplaces 1
Flooring Tile
Furnished Y/N Furnished
Window Features ENERGY STAR Qualified Windows
BuyerOfficeEmail kerwin@reecenichols.com

Exterior Features

Parking Features Detached,Garage,Garage Door Opener,Water Available
Lot Features Easement,Lake Front,Sprinklers Automatic
Water Source Shared Well,Community/Coop
Lot Size Area 0.35
Lot Dimensions 100x292
Lot Size Acres 0.35
Road Surface Type Gravel
Private Pool true
Waterfront Y/N true
Building Area Total 4524
Exterior Amenities Concrete Driveway,Covered Patio,Deck,Gravel Driveway,Sprinkler/Irrigation,Pool,Porch,Patio
Inclusions Furniture, dock and Lifts
Foundation Details Poured
Door Features ENERGY STAR Qualified Doors

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbia, MO office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

6/4/2026 Listed $2,390,000

Property vs Zip Code Average in 65037

Price
AVG $590K
$2.39M
Taxes
AVG $1,579
$5,035
Year Built
AVG 1999
2020

Areas That We Cover

28816 White Oak Road Gravois Mills, MO is a Single Family Home for sale at $2390000 with 4248 sqft and a lot size of 0.35 Acres Acre(s). 28816 White Oak Road Gravois Mills has 5 bedrooms, 4 baths and was built in 2020. The property's zip code is 65037 which is in Gravois Mills, MO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.