31 Cove Road

Rocky Mount, MO
$ 519,900 Beds 4 Baths 2 Sq 1,465 Virtual Tour
Monthly Estimate* How much can I afford?

STUNNING 1.62-ACRE LAKEFRONT SANCTUARY AT THE 3MM W/ DOCK, LIFT, & HOT TUB! Discover ultimate peace in Rocky Mount in Jackson Branch Cove at Ozark Shores! This 4BR (2 non-conforming), 2BA remodeled open-concept home frames beautiful creek views, abundant wildlife, & 1.62 private acres. PROPERTY HIGHLIGHTS: • EXQUISITE REMODEL: 1,465 SF w/ vaulted ceilings, LVP flooring, newer drywall, newer windows, & sunlit open layout. • GOURMET KITCHEN: Gas fireplace, KitchenAid appliances, & fully screened-in porch. • UPPER LEVEL: Office nook, 2 bedrooms, & primary bath w/ seamless glass walk-in shower. • DOCK & WATERFRONT: Rip rap shore, 10x30 slip, 2023 boat lift, drive-on PWC lift, & newer dock roof. • OUTDOOR OASIS: Multiple decks, 2022 Bullfrog hot tub, newer septic, & newer driveway. • PRIME LOCATION: Minutes popular lake hotspots by boat or car! Excellent investment flexibility (*See rental revenue projection). Whether you seek a turn-key private haven or an income producer, this cove-protected Ozark Shores gem delivers the ultimate lake lifestyle. Motivated setup & priced to move fast—schedule your private tour today!

Active

  • Price
  • $ 519,900
  • City
  • Rocky Mount
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • Miller
  • Half Bathrooms
  • 0
  • Area
  • L
  • Lot Size
  • 1.62 Acres
  • Zip
  • 65072
  • Sqr Footage
  • 1,465
  • Year Built
  • 1987
  • Taxes
  • $ 956
  • Style
  • MLS#
  • 3584894
Listed By: Ozark Realty - (573) 348-2781
Data Source: Lake of the Ozarks MLS (LOBR)

Features

General

Sewer Septic Tank
HOA Fee 200
Association Fee Includes Road Maintenance,Water
Tax Year 2025
Ownership Fee Simple,
Community Features Boat Facilities
Assoc Fee Paid Per Annually
County Miller
Property Type Residential
HOA true
Subdivision Name Ozark Shores
Possible Use Residential
Garage Y/N false
Other Structures Shed(s)
Status Active
Directions W to W 12 (Jade Rd) Stay left at first Y and Left at Second Y to Lake Rd. to Left on Cove Rd to IMMEDIATE Left on Cove Rd. Home is at the end of street.
ModificationTimestamp 2026-08-15T16:00:22.513-00:00
City Rocky Mount
High School District School Of The Osage
Zoning Description Residential
MLS Area L
Lot Size Units Acres
Property Attached Y/N false
Tax Annual Amount 956.34
Lease Considered Y/N false
Standard Status Active
Middle/Junior School District School Of The Osage
Elementary School District School Of The Osage
PostalCity Rocky Mount
Legal Description LOT 96 OZARK SHORES FIRST ADD
AttributionContact (573) 348-2781
Heating Electric,Heat Pump
Cooling Central Air
Utilities Cable Available
Property Subtype Detached
Property Sub Type Additional Detached,Single Family Residence
Construction Materials Vinyl Siding
Additional Parcels Description 132010003001008001
Waterfront Features Cove,Riprap,Beach Access,Lake Front,Seawall
Security Features Security System
Exclusions Coffee table, dining table & chairs, entrance hall chest, whiskey barrel table on uncovered porch, personal decor, pillows, linens, art, rugs, boat, kayaks, SUP, jet ski/PWC, PWC lift.
Property Condition Updated/Remodeled
Year Built Effective 2016
Year Built 1987
Year Built Details 1987
Appliances Built-In Oven,Down Draft,Dryer,Dishwasher,Range,Refrigerator,Water Softener Rented,Stove,Washer,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Dryer,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Washer,ENERGY STAR Qualified Water Heater
Patio/Porch Features Covered,Deck,Patio,Porch,Screened
Architectural Style Two Story
Stories Count 2
Levels Two
Accessibility Low Threshold Shower
Total Rooms 8
Full Baths 2
Association Amenities Dock
Spa Features Hot Tub
Energy Efficient Appliances,Water Heater,Windows

Interior Features

Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Interior Amenities Built-in Features,Ceiling Fan(s),Custom Cabinets,Fireplace,Hot Tub/Spa,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower,Programmable Thermostat
Basement Partial,Unfinished,Walk-Out Access
Fireplace Features One,Gas
Total Bedrooms 4
Total Baths 2
Total Fireplaces 1
Flooring Luxury Vinyl Plank
Furnished Y/N Furnished Or Unfurnished
Window Features ENERGY STAR Qualified Windows,Storm Window(s)

Exterior Features

Lot Features Acreage,Cul-De-Sac,Lake Front,Open Lot,Stream/Creek,Sloped,Views,Wooded
Water Source Community/Coop
Lot Size Area 1.62
Spa true
Lot Dimensions Irregular
Lot Size Acres 1.62
Road Surface Type Asphalt,Paved
Waterfront Y/N true
Building Area Total 1465
Exterior Amenities Concrete Driveway,Covered Patio,Deck,Hot Tub/Spa,Porch,Patio,Storage
Inclusions Refrigerator, dishwasher, stove, washer & dryer, freezer chest in basement, all furniture not on exclusion list, gas grill, hot tub, fire pit on deck by hot tub.
Other Equipment Dehumidifier
Road Responsibility Road Maintenance Agreement
Foundation Details Poured
Door Features Storm Door(s)

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbia, MO office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

7/10/2026 Listed $525,000
8/12/2026 1% - $519,900

Property vs Zip Code Average in 65072

Price
AVG $580K
$520K
Taxes
AVG $1,594
$956
Year Built
AVG 1998
1987

Areas That We Cover

31 Cove Road Rocky Mount, MO is a Single Family Home for sale at $519900 with 1465 sqft and a lot size of 1.62 Acres Acre(s). 31 Cove Road Rocky Mount has 4 bedrooms, 2 baths and was built in 1987. The property's zip code is 65072 which is in Rocky Mount, MO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.