205 Monterey Drive

Jefferson City, MO
$ 469,900 Beds 4 Baths 2.5 Sq 3,060
Monthly Estimate* How much can I afford?

Beautifully maintained home with outstanding curb appeal in the highly desirable Emerald Ridge subdivision! This spacious 4-bedroom, 2.5-bath home showcases quality craftsmanship and thoughtful details throughout, including crown molding, built-ins, and abundant storage.The kitchen features beautiful wood floors, a large center island with solid-surface countertops, ample cabinetry, a built-in desk, and hutch, making it both functional and inviting. The adjoining breakfast nook provides the perfect space for casual dining.The primary suite is a true retreat, offering two walk-in closets and a luxurious en suite bath complete with a double-bowl vanity, makeup station, jetted tub, and walk-in shower, and heated floor. All bedrooms feature walk-in closets, and Bedroom 4 can easily serve as a den or home office with its built-in organizer system.Relax in the screened porch overlooking the picturesque backyard, or enjoy outdoor entertaining on the large stamped concrete deck and stamped concrete patio. The level, park-like backyard is surrounded by mature trees and enhanced by beautiful landscaping lovingly maintained by a Garden Club member.The full unfinished walkout basement includes rough-in plumbing and offers endless possibilities for future expansion. Additional features include pull-down attic access, extensive built-ins, and exceptional pride of ownership throughout.This move-in-ready Emerald Ridge gem is one you won't want to miss!

Single Family

  • Price
  • $ 469,900
  • City
  • Jefferson City
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • COLE
  • Half Bathrooms
  • 1
  • Area
  • 3 - West of Hwy 54 and S of Missouri River
  • Lot Size
  • 0.38 Acres
  • Zip
  • 65109
  • Sqr Footage
  • 3,060
  • Year Built
  • 1990
  • Taxes
  • $ 3222
  • Style
  • Two Levels
  • MLS#
  • 10074113
Listed By: Action Realty Of Jefferson City, Inc.
Data Source: Jefferson City Area MLS (JCABOR)

Features

General

Heating Forced Air,Natural Gas
Cooling Central Air
Possession Close of Escrow
Appliances Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Owned
Garage Main
Restrictions Yes
Full Baths 2
Half Baths 1
Year Built 1990
Subdivision Emerald Ridge
Style Two Levels
County Cole
Rooms Bedroom 2,Bedroom 3,Bedroom 4,Breakfast Area,Dining Room,Family Room,Kitchen,Laundry,Living Room,Loft,Primary Bedroom,Sunroom
Property Type A
Builder Ken Vaughan & Son Construction Co.
Transaction Type Sale
Tax Year 2025
Property SubType Single Family Residence
Misc Features Attic Fan,Formal Dining Room,Humidifier - Whole House,Lawn Sprinkler System,Pantry,Primary Bath,Specialty Ceiling(s),Specialty Tub,Walk-In Closet(s),Wood Floors
In City Limits Yes
Directions Truman Blvd. to West on Country Club Dr.,to Right on Monterey Dr.,Home on Right.
City Jefferson City
Taxes 3222.30
Middle School Thomas Jefferson
Geo Lat 38.587509
Geo Lon -92.26444
Picture Timestamp 2026-09-17T09:04:38.833

Interior Features

Fireplace Yes
Total Bedrooms 4
Fireplace Features Gas
Above Grade SqFt 3060.00
Basement Access Walk-Out Access
Basement Details Full
SqFt Source Builder
Total Bathrooms 3.00
Rooms: Bedroom 2 Level Upper
Rooms: Bedroom 3 Level Upper
Rooms: Bedroom 4 Level Upper
Rooms: Dining Room Level Main
Rooms: Family Room Level Main
Rooms: Kitchen Level Main
Rooms: Living Room Level Main
Rooms: Sunroom Level Main
# Bedrooms by Floor: # of Bedrooms Upper 4
Baths by Floor: # of Main Half Baths 1
Baths by Floor: # of Upper Full Baths 2
Finished SqFt Lower 0.00
Finished SqFt Main 1505.00
Finished SqFt Upper 1555.00
Rooms: Breakfast Area Level Main
Rooms: Loft Level Upper

Exterior Features

Exterior Brick,Stucco,Vinyl Siding
Patio Yes
Lot Size Source County Records
Deck Yes
MLS Identifier 20160406134318502195000000
Approx Acres 0.38
Garage: # of Main Garage 2
Garage: Total Garage 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbia, MO office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Pioneer Trail Elementary School
Middle School Thomas Jefferson Middle School
High School Capital City High School

Price History

9/15/2026 Listed $469,900

Property vs Zip Code Average in 65109

Price
AVG $460K
$470K
Taxes
AVG $2,767
$3,222
Year Built
AVG 1987
1990
Visits
AVG 66
8
Data Provided by Inside Real Estate®

Areas That We Cover

205 Monterey Drive Jefferson City, MO is a Single Family Home for sale at $469900 with 3060 sqft and a lot size of 0.38 Acres Acre(s). 205 Monterey Drive Jefferson City has 4 bedrooms, 2 baths and was built in 1990. The property's zip code is 65109 which is in Jefferson City, MO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.